Conta empresa vs pessoal
Using a dedicated business bank account ensures that every transaction in your reconciliation is business-related by default. Mixing personal and business accounts forces manual categorisation of every line and risks VAT disallowance on personal expenses claimed as business costs.
What it means
Portuguese law does not legally require a separate business account for sole traders (*empresários em nome individual*), but AT auditors expect a clean separation. For limited companies (Lda., SA), the share capital must be deposited into a company account and kept distinct from founders' personal finances.
Practical implications
Faturium connects only to your business bank account(s). If a personal payment needs to be recorded as a business expense (e.g. a business meal paid from a personal card), you can log it as a manual entry with an attached receipt, and Faturium treats it as an out-of-pocket reimbursement — tracking it separately from normal bank-imported lines.